NCCI Code 5190 — Electrical Wiring

5190

NCCI Code

$4.88

Per $100 Payroll

What Code 5190 Covers

Code 5190 covers electrical wiring installation and repair. Electricians face risks from electrocution, falls, and working in tight spaces. The rate is moderate by construction standards.

Common Misclassification Issues

Electrical estimators, office staff, and warehouse workers at electrical supply companies coded under 5190 instead of their actual job function.

How This Affects Your Premium

At $4.88 per $100 of payroll, an employee earning $50,000/year classified under code 5190 adds approximately $2,440 to your annual premium. If that employee should actually be in a lower-rate code like 8810 (clerical at $0.16/$100), you'd save approximately $2,360 per employee per year.

Multiply that by every misclassified employee, and the overpayment adds up fast.

Are your employees correctly classified?

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Rates shown are approximate national averages. Actual rates vary by state, insurer, and experience modifier.