NCCI Code 5606 — General Contractor
5606
NCCI Code
$8.12
Per $100 Payroll
What Code 5606 Covers
Code 5606 covers executive-level supervisors for construction projects who don't perform manual labor themselves. This is a common code for general contractors, construction managers, and site supervisors. It's lower than most trade-specific codes but higher than clerical.
Common Misclassification Issues
True office-only staff coded as 5606 when they should be 8810. Also, GCs who subcontract all work may qualify for lower oversight-only classifications.
How This Affects Your Premium
At $8.12 per $100 of payroll, an employee earning $50,000/year classified under code 5606 adds approximately $4,059 to your annual premium. If that employee should actually be in a lower-rate code like 8810 (clerical at $0.16/$100), you'd save approximately $3,979 per employee per year.
Multiply that by every misclassified employee, and the overpayment adds up fast.
Are your employees correctly classified?
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Check My Premium \u2192Rates shown are approximate national averages. Actual rates vary by state, insurer, and experience modifier.