NCCI Code 7380 — Drivers, Chauffeurs — Commercial

7380

NCCI Code

$5.72

Per $100 Payroll

What Code 7380 Covers

Code 7380 covers commercial drivers, delivery drivers, and chauffeurs. The rate reflects the high-risk nature of driving as a primary job function — motor vehicle accidents are a leading cause of workplace fatalities.

Common Misclassification Issues

Dispatchers, route planners, and office coordinators coded under 7380. Also, businesses that occasionally have employees drive as part of other duties may be incorrectly coded entirely under 7380.

How This Affects Your Premium

At $5.72 per $100 of payroll, an employee earning $50,000/year classified under code 7380 adds approximately $2,860 to your annual premium. If that employee should actually be in a lower-rate code like 8810 (clerical at $0.16/$100), you'd save approximately $2,780 per employee per year.

Multiply that by every misclassified employee, and the overpayment adds up fast.

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Rates shown are approximate national averages. Actual rates vary by state, insurer, and experience modifier.